Even though horses are my life-long passion, I regularly find myself telling my horse, "man, it's a good thing I love you..." What I mean to say by that is, MAN they can become expensive!
Well with hay, and grain, and shoeing, and boarding, and fencing, and training, and transport, and, and, and...
Sad, but true. Legal fees are something that every horse-owner should consider.
Don't think that an accident and subsequent legal dispute can happen to you and your horse?
Crazier things have happened...
As a member of the USEF, the following automatic liability insurance coverage is included in your dues:
- Liability - Personal excess liability coverage with $1,000,000 policy limit. Coverage is for claims brought against members of USEF arising from the use and/or ownership of a horse and horse-related accidents involving a bodily injury or property damage. Coverage will apply when engaged in any horse-related activity and is in excess of any existing individual liability coverage.
- Accident - Personal accident policy insures the member for death or permanent disability resulting from an accident anywhere in the world at the following benefit levels-
Insurance can be a confusing and sometimes forgotten matter in the horse industry, but doing your homework and investigating these matters now will save you time and frustration later.